It is indeed frustrating to suffer from a disability especially when it is the main cause of preventing us from being effective and productive in our work. This may not happen all the time, but there are already others who have unfortunately undergone this kind of situation.
This particular type of OPM disability retirement is an exclusive benefit meant for employees who are under FERS or Federal Employees Retirement System. And like any other retirement benefits, it has various requirements for an applicant to become eligible of the benefit.
For a person to become eligible of a Federal Disability Retirement he is required to have at least’ months of Federal civilian service. The applicant must also provide medical evidence that his disability is proven to last for at least a year.
An interested employee must be able to submit his application before his separation from service in order successfully to obtain this kind of OPM Disability Retirement. However, an extended time limit submitting an application within one year from the exact date of separation is given to those who are proven to be mentally incapable making a submission.
A Federal Disability Retirement also requires a person to apply for social security disability benefits. This is vital in successfully obtaining the FERS retirement. But if you happen to have withdrawn your social security benefits, the Office of Personnel Management will automatically deny you of your right for application of the retirement.
Requirements don’t end in just being an eligible applicant for an OPM Disability Retirement wherein you will still continue to come up with periodical medical proof with regards to your disability. Failure of meeting the requirement will jeopardize your monthly retirement benefits. It is also an obligation for the beneficiary to handle the payments for all his medical exams.
For beneficiaries who are under the age of 60, there are certain instances that will potentially stop their Federal Disability Retirement benefits. Once you have fully recovered from your disability, your benefits will automatically stop. Being administratively recovered also puts your benefits to halt. In this case, the beneficiary is provided with a new work that I of equal value from his previous job.
An OPM Disability Retirement is in fact the best alternative. But then, it is vital to be well knowledgeable of all the facts in order to successfully gain its benefits.
Hope Simmons has dealt with government agencies for her lifetime in retirement agencies such as federal disability retirement and OPM disability.
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